Gun Shop & Gun Range Insurance

We offer a specialty insurance program that protects your gun shop with on-site gun range…

Indoor Ranges
Outdoor Ranges
Pistol Ranges
Rifle Ranges


Retail Gun Store and Gun Range

We’ve Got You Covered

We offer a specialty insurance program with an A+ carrier to protect your business if you…

  • Federal Firearms License (Type 1, Type 3, Type 7)
  • Gun range at each gun sale location
  • Sell rifles, shotguns, pistols, ammunition
  • Sell archery, hunting, firearm accessories
  • Incidental gunsmithing
  • Incidental retail gun shows

Your gun shop and range can be located…

  • Retail Gun Shop
  • Outdoor Store
  • Hunting Store
  • Gun Club
  • Hunting Resort
  • Hunting Club
  • Hunting Lodge
  • Sporting Club

Program Highlights

Available Coverages

  • General Liability – $1 million/$3 million
  • Umbrella – Up to $5 million
  • Property
  • Commercial Auto
  • Cyber Liability
  • Inland Marine

Flexible Options

Payment Plans

  • Full Pay
  • 50% down with 1 installment
  • 25% down with quarterly installments
  • 25% down with monthly installments
  • 20% down with 9 equal installments
  • Interest free with $10 per installment fee

Hunt Club & Sporting Club


  • Under 3,300 acres – $350 (includes fee)
  • Over 3,300 acres – Total acres x 0.10 + fee
  • Policy Fee – $20 per year
  • Fully earned master policy (August 1)

Incidental Exposures

Gun Shows

Retail gun show transactions…

  • Less than 25% of gun sales
  • Background check (follow store requirements)
  • Record keeping (follow store requirements)

Incidental Exposures


  • Scope mounting
  • Re-stocking
  • Bluing
  • Trigger jobs
  • Bore sighting
  • Must be minimal to remainder of risk


Ineligible Exposures

  • Barrel Assembly Modification
  • Modification to Fully Automatic
  • Gun shows over 25% of sales
  • Equine excluded – except horses/mules used for hunting

Coverage Designed for You

No Gun Shop?


If you have no gun shop and no gun sales, you are eligible for our sportsmen’s club insurance program…

  • Gun Club
  • Sporting Clay
  • Archery Range
  • Hunt Club
  • Wildlife Conservation
  • Archery Club
  • Trap Shooting
  • Pistol Range
  • Hunting Lodge
  • Archery Shop
  • Sporting Club
  • Skeet Shooting
  • Rifle Range
  • Hunting Preserve
  • Fishing Guide
  • Rod Club
  • Five-Stand
  • Firearms Instructor
  • Hunting Guide
  • Concealed Carry Bond


Kevin MorencyFor over 30 years, Kevin Morency proudly follows a simple, win-win combination for businesses small and large:

  • Cost-effective insurance coverage for each client to help protect the family business and assets in the event of a loss.
  • Personalized customer service that exceeds expectations.

Kevin serves clients through Specialty Insurance Programs in Tennessee, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, North Carolina, Ohio, Virginia, and Wisconsin. 

Kevin volunteered at the annual Special Olympic Spring Games every April, providing lunch to over 1100 athletes, coaches and volunteers. He’s active in a variety of community and school groups plus the Knights of Columbus. Kevin is a gun club board member and enjoys 3-gun competitions.


morency insurance

Kevin Morency
Morency & Associates, Inc.
1194 Long Hollow Pike
Gallatin, TN 37066
615-452-4532       (Office)
877-244-9090 (Toll-Free)

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