Gun Shop & Gun Range Insurance

We offer a specialty insurance program that protects your gun shop with on-site gun range…

Indoor Ranges
Outdoor Ranges
Pistol Ranges
Rifle Ranges


Retail Gun Store and Gun Range

We’ve Got You Covered

We offer a specialty insurance program with an A+ carrier to protect your business if you…

  • Federal Firearms License (Type 1, Type 3, Type 7)
  • Gun range at each gun sale location
  • Sell rifles, shotguns, pistols, ammunition
  • Sell archery, hunting, firearm accessories
  • Incidental gunsmithing
  • Incidental retail gun shows

Your gun shop and range can be located…

  • Retail Gun Shop
  • Outdoor Store
  • Hunting Store
  • Gun Club
  • Hunting Resort
  • Hunting Club
  • Hunting Lodge
  • Sporting Club

Program Highlights

Available Coverages

  • General Liability – $1 million/$3 million
  • Umbrella – Up to $5 million
  • Property
  • Commercial Auto
  • Cyber Liability
  • Inland Marine

Flexible Options

Payment Plans

  • Full Pay
  • 50% down with 1 installment
  • 25% down with quarterly installments
  • 25% down with monthly installments
  • 20% down with 9 equal installments
  • Interest free with $10 per installment fee

Hunt Club & Sporting Club


  • Under 3,300 acres – $350 (includes fee)
  • Over 3,300 acres – Total acres x 0.10 + fee
  • Policy Fee – $20 per year
  • Fully earned master policy (August 1)

Incidental Exposures

Gun Shows

Retail gun show transactions…

  • Less than 25% of gun sales
  • Background check (follow store requirements)
  • Record keeping (follow store requirements)

Incidental Exposures


  • Scope mounting
  • Re-stocking
  • Bluing
  • Trigger jobs
  • Bore sighting
  • Must be minimal to remainder of risk


Ineligible Exposures

  • Barrel Assembly Modification
  • Modification to Fully Automatic
  • Gun shows over 25% of sales
  • Equine excluded – except horses/mules used for hunting

Coverage Designed for You

No Gun Shop?


If you have no gun shop and no gun sales, you are eligible for our sportsmen’s club insurance program…

  • Gun Club
  • Sporting Clay
  • Archery Range
  • Hunt Club
  • Wildlife Conservation
  • Archery Club
  • Trap Shooting
  • Pistol Range
  • Hunting Lodge
  • Archery Shop
  • Sporting Club
  • Skeet Shooting
  • Rifle Range
  • Hunting Preserve
  • Fishing Guide
  • Rod Club
  • Five-Stand
  • Firearms Instructor
  • Hunting Guide
  • Concealed Carry Bond


Kevin MorencyFor over 30 years, Kevin Morency proudly follows a simple, win-win combination for businesses small and large:

  • Cost-effective insurance coverage for each client to help protect the family business and assets in the event of a loss.
  • Personalized customer service that exceeds expectations.

Kevin serves clients through Specialty Insurance Programs in Tennessee, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Ohio, and Wisconsin. New Market: North Carolina…Summer 2019.

Kevin volunteered at the annual Special Olympic Spring Games every April, providing lunch to over 1100 athletes, coaches and volunteers. He’s active in a variety of community and school groups plus the Knights of Columbus. Kevin is a gun club board member and enjoys 3-gun competitions.


morency insurance

Kevin Morency
Morency & Associates, Inc.
1194 Long Hollow Pike
Gallatin, TN 37066
615-452-4532       (Office)
877-244-9090 (Toll-Free)
630-240-4299    (Mobile)

areas served